Financial Controller – HitPay

## About HitPay

HitPay is full-stack payments infrastructure for growing businesses across APAC. Founded in 2016 and headquartered in Singapore, we bring e-commerce, point-of-sale and B2B payments (cards, PayNow, QR, digital wallets and local rails) into one platform, so merchants can accept, send and reconcile money across the region from a single account. More than 15,000 businesses use HitPay. We are regulated in six markets and backed by Tiger Global, Y Combinator, Global Founders Capital and HOF Capital.

## About the role

As Financial Controller, you will be the most senior finance person at HitPay. You own the finance function end to end across our group entities: the books and close, merchant reconciliation, safeguarding, regulatory submissions and audit. You lead two Finance Operations Executives. This is a hands-on role. You will be in the reconciliations, the ledger and the numbers yourself, not reviewing from a distance. You will also work closely with the CEO as a genuine business partner. When a question comes up about unit economics, take rate, cost to serve or the margin on a payment method, you are the person who knows the answer and can show the working.

## What you'll own

**Books and close**

• Run the monthly and annual close across all group entities: accurate books, closed on time, every month.
• Maintain the general ledger, intercompany positions, FX translation, revenue recognition and accruals.
• Produce management accounts and the reporting pack for the CEO, board and investors.

**Merchant reconciliation and settlement**

• Own daily and monthly reconciliation across acquirer and scheme settlement, our internal ledger, merchant payouts and the bank.
• Own the merchant payable position: know what we owe merchants at any point in time, and be able to prove it.
• Root-cause and clear breaks at source rather than carrying them forward.
• Work with Engineering and Operations to fix the upstream causes of recurring breaks.

**Safeguarding and regulatory**

• Own safeguarding of customer funds in every market where we hold a licence, including under the MAS Payment Services Act in Singapore: daily computation, segregation, safeguarding arrangements, and reconciliation of safeguarded balances against merchant liability.
• Prepare and file all regulatory submissions accurately and on time in every jurisdiction we operate in.
• Own the safeguarding audits in each jurisdiction, and any regulator queries or inspections that touch finance.
• Maintain the controls and evidence trail that make all of the above defensible.

**Audit, tax and entity management**

• Own the annual statutory audit for the group and each subsidiary, in every jurisdiction.
• Own the group's reporting calendar across every jurisdiction: financial statement filings, annual returns, tax filings and regulatory returns, each with a tracked deadline that is met.
• Be the auditors' primary contact: set the timeline, prepare PBC schedules, answer queries directly and close them out.
• Manage local auditors, tax agents and corporate secretarial providers across subsidiaries.
• Deliver signed accounts on time, without routine extensions.

**Business partnering and unit economics**

• Build and maintain a clear view of unit economics: revenue per merchant, take rate by product and payment method, processing cost, gross margin, cost to serve, and contribution by cohort and market.
• Bring findings to the CEO with a point of view: where margin is leaking, which products or merchants are unprofitable, and what should change.
• Support pricing, market entry, budgeting and fundraising with numbers you can stand behind.

**Vendors and cost**

• Negotiate commercial terms with acquirers, banks, processors, auditors and other vendors.
• Track spend against contracts and challenge cost that isn't earning its keep.

**Team and systems**

• Lead, coach and develop two Finance Operations Executives.
• Set the standard for accuracy and timeliness.
• Build the processes, documentation and automation that let the function scale without adding headcount in step with volume.

## What success looks like **In your first 90 days**

• You have taken over the monthly close and run at least two closes yourself.
• You can state the merchant payable and safeguarded balance on any given day, and reconcile one to the other.
• You have mapped every entity's audit, tax and regulatory calendar, with owners and dates.
• You have shared your first view of where margin is leaking, with a recommendation.

**In your first 12 months**

• The group closes on a fixed, predictable timetable every month.
• Recurring reconciliation breaks have been fixed upstream, not just cleared.
• Every statutory audit and regulatory filing has landed on time, with no significant findings.
• The CEO and board use a unit economics view you built to make pricing and investment decisions.
• Your team runs day-to-day operations from documented processes, freeing you for higher-value work.

## What we're looking for

**Required**

• 6+ years in finance, starting in Big 4 audit or an equivalent assurance practice.
• Qualified accountant: CA (Singapore), ACCA, CPA or equivalent.
• Accountable ownership of a full-cycle close and a statutory audit, not just contribution to one.
• Experience managing auditors across multiple legal entities or jurisdictions.
• People management experience, or clear evidence you're ready for it.
• Genuinely hands-on: comfortable in a reconciliation of tens of thousands of transactions, and you'd rather open the file than ask for a summary.
• Strong Excel or Google Sheets skills with large transaction datasets.
• Based in Singapore with existing right to work.

**Strongly preferred**

• Payments, fintech, e-money or financial services experience, especially merchant settlement, float management or safeguarding.
• Working knowledge of payments licensing and safeguarding requirements across APAC, such as the MAS Payment Services Act in Singapore.
• SQL, or a willingness to learn it quickly. Much of what you need lives in our data warehouse.
• Experience in a startup or high-growth company where you built the finance function rather than inherited it.

**How you work**

• Deadlines are commitments. Close, filing and audit dates do not slip.
• You go to the root cause. A break that reappears next month wasn't fixed.
• You are direct with the CEO: you flag problems early and bring a recommendation with them.
• You are comfortable with ambiguity and build process where none exists.

## Why this role

You will own the entire finance function of a regulated, multi-entity payments business. You will have direct access to the CEO and real influence over pricing, cost structure and where the business invests. The scope is broader than a comparable role at a larger company, and the pace is faster.