Australia's government runs one site for starting a business and a grants finder. If you're self-employed, you decide your own super. Every source below was re-checked on the official page on 4 November 2026. Rules change, so check again before you act.
Start and free advice#
- business.gov.au: New businesses and the grants finder.
- Self-Employment Assistance offers workshops and small business coaching.
Pension (super)#
- Sole traders and partners don't have to pay themselves the super guarantee, but they can make personal contributions.
- If you run a company or trust and pay yourself wages, at least 12% must go into super.
- For 2025/26 the caps are $32,500 before tax and $130,000 after tax (Moneysmart, ATO).
- Check whether leaving your job changes the insurance cover in your super fund.
Still to research#
Mortgage income proof and registering an ABN.